We will be going for our first HDB appointment this coming Friday, 27 June 2008. I am a little excited and scared. This is a huge investment where most or all our savings disappear. In preparation of the appointment, we started to get our documents ready. While reading the document which informs us what we require to prepare, I read that we need to pay the stamp fee or somethings like that. This fee is approximately 3% of the sale price which we are paying for the house. How much is that??? $8850!! That is a lot of money. I hope that we do not need to pay cash at the moment for that fee, hopefully we can use our CPF to make that payment.
With further reading, we also realised that we need to pay a CPF HS Premium as we will be using our CPF to pay our loan. That is about $120 annually. Oh my...... Paying and paying and paying. Where can one afford to pay for so much things at a time?? We have been working for a while and we have some savings. What about those people who does not earn as much as us? What about those people who are young??? Its really really not easy to own a home to call your own.
I also finally pushed myself to contact the Fengshui Master that my friend has recommended. After talking to her and the date was set to view to house on 20 July while the review will be on 6th August. Its a little late but her schedule is fully booked. Wow, there must be a lot of people who purchased house and wants her to view the place. Hopefully the house is a good one for us with minium amendment required. *Fingers and toes crossed*
Oh, I forgot to mention that I am currently using my office laptop to write this blog. My office has finally decided to issue us the laptop to replace the slow computer with CRT. The laptop is a Dell Vostro 1400. Its a pretty good laptop and I almost wanted to buy it together with the company as I could get a good deal, but with the on going payments which I need to make for the house and wedding, I have to forgo the deal. With the laptop, it means that I need to work from home this way. Sigh. This may be a good thing too since I have a lot of paper work to do but there is no time for me to go back office to do them.
After the meet the parents session two weeks ago, we decided to head over to Chinatown to check out the things which we need to purchase first. We chanced upon the first store as we saw the large xi wordings hanging at the front of the store. They practically have everything we need from the face basin, lamp, tea set to the basket for GDL. They also have the xi stickers which we will need to stick on the oranges or wherever we want to. There were a total of 4 shops but one of them owned by an Aunty who keep asking ask to buy from her. We did not purchase anything from her as we did not drive that day. The items were also pretty bulky and heavy. So I want to drive over and we purchase the items then. On the other hand, its still early, I plan only to purchase the items only in August as we will only need them in Sept. This will solve the storage problem. Kkekek
We still have a lot of things to plan and prepare and schedule. We will have to get our butts into doing them fast. I am still dragging my feet to do these things...
Labels: house, wedding
